Grand Rapids, Forest Hills, and East Grand Rapids real estate and homes for sale in Michigan, Gated Communities, Luxury Properties - The Novosad Team, LLC, REALTORS® The Novosad Team, LLC REALTORS(r) for Grand Rapids, Forest Hills, and East Grand Rapids, Michigan real estate - NUMBER1EXPERTS™ The Novosad Team, LLC NUMBER1EXPERTS(tm) for Grand Rapids, Forest Hills, and East Grand Rapids, Michigan real estate
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The Novosad Team, LLC, REALTOR®, real estate agents and broker for Grand Rapids, Forest Hills, and East Grand Rapids Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?

A 
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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The Novosad Team, LLC, REALTOR®, real estate agents and broker for Grand Rapids, Forest Hills, and East Grand Rapids Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

The Novosad Team, LLC
Keller Williams Realty

630 Kenmoor SE, Suite #101
Grand Rapids, MI, 49546
616 575-0140
616 464-1712
Cell: 616 437-0200
Fax: 616.575.1801
robertnovosad@NUMBER1EXPERT.com

We are a team of dedicated Realtors with years of combined experience and over 325 satisfied clients in the Grand Rapids area. You can count on us for superior service, upfront answers and professional results. Selling your Home?---In this challenging market, selling requires a team effort and full-count press. We don’t make empty promises or use hocus-pocus to market your property. We just get the job done! Buying a Home?--This is as much an investment decision as it is a lifestyle choice. Let us help you find the perfect blend. Relocating? -- When a transfer to West Michigan beckons, have us scout the road ahead for you to make a smooth transition. We also can refer a Buyer’s Agent to help you find a home in your new venue out of state.

ABRCRSEqual HousingMLSREALTOR


Keller Williams Realty real estate and homes for sale in Grand Rapids, Forest Hills, and East Grand Rapids Michigan

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